Extraordinary Benefits for Teamsters Local Union #8

Because you are a valued member of The Teamsters, we can offer you these exceptional benefits through M&T @ Work and your dedicated M&T @ Work Specialists.

 Checking Benefits

• No monthly service fee and no minimum balance with direct deposit
• No fee for M&T Check Card purchases
• No fee for the first five non-M&T Bank ATM transactions per month
• Cash Bonus
• Free order of standard checks
• Free Web Banking
• Free M&T Web Bill Pay

 Loan Benefits

• Discounted rates on all M&T HOMEquity loan products
• Discounted rates on all non-home secured loan products
• $250 Mortgage closing cost discount

 Investment Benefits

• Reimbursement (up to $75) of IRA rollover or transfer fee accounts brought into M&T Securities, Inc.
• Free financial reviews of 401K accounts, retirement accounts and personal investment accounts
• Free financial workshops

Investments: *Are NOT FDIC Insured Deposits *Have No Bank Guarantee *May Lose Value

M&T Securities, Inc., (member NASD/SIPC) is a brokerage subsidiary of M&T Bank.  Brokerage services are provided by M&T Securities, not by M&T Bank.